Financial Options
Quality Care Should Be Accessible
We believe cost should never be a barrier to good oral health. We work with most insurance providers, accept the CDCP, and offer flexible payment options to ensure you can access the care you need — with no surprises.
- Direct billing to all major insurance providers
- CDCP accepted — we handle all government billing
- Flexible in-house payment arrangements available
- Visa, Mastercard, Amex, Debit & e-Transfer accepted
- Free benefits verification before your appointment
Direct Insurance Billing
We bill your insurance provider directly so you only pay any remaining balance. We work with all major insurance carriers and can verify your coverage before treatment.
Canadian Dental Care Plan
As an approved CDCP provider, we accept the federal government's dental plan for eligible Canadians without private insurance coverage.
Flexible Payment Plans
We offer in-house payment arrangements to spread the cost of larger treatments over time. Ask our team about the options available to you.
Major Credit & Debit Cards
We accept Visa, Mastercard, and American Express. Debit cards and e-transfers are also accepted for your convenience.
We Work With All Major Providers
Don't see your provider? Call us — we likely accept your plan.
Billing & Payment FAQs
Q.Do you offer direct billing to insurance?
Yes. We directly bill most major insurance providers so you only need to pay any amount not covered by your plan. Just bring your insurance card and policy number.
Q.What if my insurance doesn't cover the full cost?
You pay the difference at the time of service. We always provide a treatment estimate and can help you understand your coverage before any work begins.
Q.Can you verify my insurance before my appointment?
Yes. Call us before your appointment and we can do a pre-authorization or benefits check on your behalf.
Q.Are payment plans available for large treatments?
Yes. We understand that some treatments involve significant investment. We offer in-house payment arrangements and can discuss options at your consultation.
Q.Do you accept the CDCP?
Yes. 124 Street Dental is a participating CDCP provider. Eligible patients can use their CDCP benefits here and we handle all government billing directly.
Q.What if I have no insurance at all?
We welcome patients with no insurance. We provide upfront pricing, keep fees transparent, and offer payment options to make care accessible. Our team is happy to discuss your situation.
Your Best Smile
Starts Today
Whether it's a routine visit or a complete transformation, we're here to help. Book your appointment and experience the 124 Street Dental difference.